Asunto-Osake Tulkki

Clear pricing

Pay once or subscribe monthly, with no commitment and no hidden fees. Your analysis is ready in under a minute.

One-off check

€10

When one property catches your eye

  • A full analysis of one flat and its housing company
  • Upcoming renovations and critical risks
  • The housing company's finances in plain English
  • PDF report
  • Korjausvelka estimate (repair backlog) available as an add-on (€4)

Active searcher

€20

When you're comparing several properties (€6.67 per analysis)

  • 3 analyses, to use within 12 months
  • Everything in the one-off check
  • Save 33% compared with the one-off price
  • Korjausvelka estimate (repair backlog) available as an add-on (€4)
Most popular

Monthly subscription

€30/month

When you're viewing properties every week

  • 25 analyses a month
  • Everything in the one-off check
  • No minimum term, cancel any time
  • Korjausvelka estimate (repair backlog) available as an add-on (€4)

25 analyses a month, €1.20 per analysis. Billed at €30/month. No minimum term.

Your payment page and receipt show the Finnish product names: Kertatarkistus, 3 analyysin paketti and Kuukausitilaus.

Recommend Tulkki and get free analyses: for every friend who makes their first purchase, you get one analysis. As a monthly subscriber, you get a €5 credit on your next bill instead.

Add-on

Korjausvelka estimate (repair backlog)

Find out the housing company's estimated korjausvelka, component by component. See which renovations are coming and what they will cost your flat.

  • Estimated korjausvelka in euros for your flat
  • Wear level and cost estimate for 7 building components
  • A timeline of renovations
  • Based on life-cycle and reference cost data from Kiinteistöliitto and the Building Information Foundation RTS
€4

per analysis

You buy the korjausvelka estimate in the results report, after the analysis.

Money-back guarantee

If Tulkki can't read your documents, or the analysis fails for a technical reason, we'll refund you. House hunting is stressful enough without surprises.

In your browser

Chrome extension

A score, a rent estimate and the risks right in Oikotie and Etuovi listings.

€3.90/ 5 analyses

or an unlimited monthly subscription at €9.90/month

Explore the extension
For professionals

Tulkki in Claude and ChatGPT

Official price, rent and area data, plus your own analyses, straight in your AI assistant. For estate agents, landlords and property investors.

€9.90/month

3 questions a week free, unlimited use with a subscription

Find out more

How it works

1. Upload the documents

Upload the PDFs: the isännöitsijäntodistus (manager's certificate), the tilinpäätös and toimintakertomus (financial statements and annual report), the kunnossapitotarveselvitys (maintenance needs assessment) and the yhtiöjärjestys (articles of association). Tulkki recognises each document automatically.

2. Tulkki analyses

Tulkki goes through every page and combines the documents: upcoming renovations, pressure on monthly charges and legal warning signs.

3. You get a clear report

Risks marked by colour, the key figures in euros and a PDF report to keep. No jargon, no accounting tables.

Questions about payment and the analyses you buy

The korjausvelka estimate calculates your flat's share of the housing company's estimated future renovation costs. It is based on the year of construction, completed renovations, and life-cycle and reference cost data from Kiinteistöliitto and the Building Information Foundation RTS. You can buy the estimate in the results report after the analysis, for €4.
For the best result, upload the isännöitsijäntodistus (housing company manager's certificate), the latest tilinpäätös (financial statements), the toimintakertomus (annual report), the kunnossapitotarveselvitys (maintenance needs assessment, PTS) and the housing company's yhtiöjärjestys (articles of association). Our tool reads these PDFs in under a minute and turns them into one clear risk report.
We use the Finnish payment provider Paytrail. You can pay through online banking (all Finnish banks), with credit and debit cards (Visa, Mastercard), MobilePay, Apple Pay and Google Pay. Paytrail Oyj acts as the payment provider in cooperation with Finnish banks and credit institutions.
Yes. The service suits property investors who screen properties before viewings. You can buy as many 3-analysis packs as you need. The monthly subscription includes 25 analyses a month. If you need more, an invoice to your company or an account for several users, get in touch.
Analysis credits you buy are valid for 12 months from purchase. So you can buy the cheaper 3-analysis pack now, analyse one interesting property today and keep the other two for later viewings.
Asunto-Osake Tulkki is an advanced tool for going through documents quickly and supporting your decision, but it doesn't replace the opinion of a professional (for example an estate agent, a property inspector or a lawyer). The AI can sometimes interpret complex documents incompletely, and the report should not be treated as formal legal advice. We always recommend checking the critical figures and renovation details it highlights against the original documents. Final responsibility for a property purchase always rests with the parties themselves.

Spot the risks before you make an offer

One analysis for €10, ready in under a minute.

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